InsCipher

Surplus Lines Tax Filing Services

The InsCipher Filing Service handles all of your surplus lines tax reporting and payments across all 50 states. Upload your data, we do the rest.

Trusted by Fortune 500 members
US-Based Tax Team
One Monthly Invoice

How Our Service Works

A simple, hands-off process that ensures full compliance while you focus on your business.

1. Upload Your Data

Submit transactions via our online portal, our AMS integrations, APIs or batch CSV import.

CSV
AMS Connectivity
API Integration

2. We Handle Everything

Our team handles all reporting and tax payments for all states where you do business. We track regulations to ensure full compliance.

Team Review
State Filings
Payments

3. One Simple Invoice

Receive one monthly invoice for all tax payments, clearly broken down by state and category. No more managing multiple state payments.

Monthly Billing
State Breakdown
Clear Reporting
InsCipher Transparent Logo on Light - Small

Here's Why Our Partners Love
The InsCipher Filing Service

We're constantly improving our platform and service every week for the past decade.
This adds up to the most comprehensive E&S tax service out there.

Dedicated Compliance Team

An entire team dedicated to tracking new rules and regulations to ensure full compliance across your surplus lines business.

State Relationships

InsCipher maintains strong relationship with state reporting offices to ensure we can best reprensent their needs and the needs of our agencies

Faster Processing

Automated systems and workflows ensure your filings are processed quickly and efficiently.

Cost-Effective

Our goal is offer our service less than doing it yourself. Reduce overhead while improving compliance.

Complete State Coverage

Handle all 50 states from a single service. No need to manage multiple vendors or state-specific processes.

Proven Track Record

Hundreds of satisfied clients trust us with their surplus lines filing. Join the growing list of successful partnerships.

Simple Online Submission

Our cloud-based filing portal makes imorting policy data easy.

First, we provide a simple-to-use online portal to get your surplus lines policies into our system. We also offer an automated API option, facilitating the transfer of policy information from your system directly to ours. We have several pre-built integrations with popular agency management systems such as Vertafore AIM, Instanda, MGA Systems, and more.

Flexible Data Submission Options

Manual Entry

Perfect for small volumes. Enter transactions directly through our secure online portal.

CSV Upload

Bulk upload option for medium volumes. Simple file format that works with any system.

API Integration

Fully automated submission for large volumes. Connect directly from your management system.

Quality Control Process

InsCipher provides two layers of quality control to ensure the accuracy and completeness of policy submissions.

Once your surplus lines policies are entered into InsCipher's web-based portal, our automated reconciliation tools get to work and flag any immediate reporting errors. Our filing team then manually reviews each policy for compliance and will notify you of any required action needed by you or your team.

InsCipher Handles the Rest

Our expert team handles all filings, tax reports, and payments to state offices.

Surplus lines filings, payments, and reports can be due monthly, quarterly, or annually. Whatever the state requirements are, you can trust that InsCipher will have you covered. We also track and file zero reports on your behalf.

What sets InsCipher apart from the competition?

Centralize filing activity with our cloud-based platform, providing transparency for decentralized agencies or those with a high filing volume.

Cloud-based Portal allows for easy submission and transparency.

100% USA-Based Filing Team. We won't outsource your reporting overseas.

Our Compliance Team  makes sure we file accurately and per state requirements.

Timely responses to inquiries from our US support team.

Our software platform ensures both speed and accuracy, translating to lower filing costs for your agency.

An automated submission process from your system to ours with our Integration options.

here's what our partners say

Impressions from Our Clients

Whether you have a large book or just breaking into E&S, our tools scale with you. Here's what our clients have to say:

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John Warren
Managing Partner, Matterhorn Insurance Group

InsCipher's team was incredibly responsive, promptly addressing our questions and providing thorough support in training our business units. Their platform has already streamlined our processes, saving us time and reducing the complexity of compliance.

Name Surname
Position, Company name

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Name Surname
Position, Company name

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Name Surname
Position, Company name

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Name Surname
Position, Company name

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Name Surname
Position, Company name

Before we started using the InsCipher surplus lines management system, I was always worried that there was some surplus lines report or payment I was forgetting - not anymore. I sleep much better knowing InsCipher is tracking these things for me.

Laura Dudley
Underwriter, Veracity Insurance Solutions
Veracity Insurance

InsCipher has been a critical partner in helping us navigate the historically paper-driven surplus lines tax filing process. InsCipher provides an intuitive, tech-enabled platform for agencies/MGAs who are primarily digital, and focused on back-end workflow improvements.

Vincent LePore
Director, Energetic Capital
Energetic Insurance

What used to take us hours and consistent back and forth with various states is now a simple monthly reporting task.  The team is friendly, knowledgeable and very easy to work with.

Tara Johnson
COO, Heffernan QuieTrack Insurance Services
QuieTrack Insurance Services

InsCipher's team was incredibly responsive, promptly addressing our questions and providing thorough support in training our business units. Their platform has already streamlined our processes, saving us time and reducing the complexity of compliance.

Sara Fickinger
Integration Program Manager, One80 Intermediaries
One80 Intermediaries

Want to learn more?

Get in touch today for a full breakdown of our implementation process, timelines, and pricing.

Free Consultation
Quick Setup Process
Custom Pricing for Your Volume