Ensure Your MGAs and Partners Stay Compliant
InsCipher helps your agency partners file, report, and reconcile surplus lines taxes in every U.S. state to strengthen compliance and unlock greater E&S program velocity.
We work with leading E&S organizations
















Who We Serve
InsCipher serves brokers, MGAs and retail agencies selling surplus lines insurance in the US.
E&S and Non-Admitted Carriers
Supporting MGA, wholesale, and retail agency partners across diverse programs and geographies.
Distribution & Ops Leaders
Seeking to remove policy issuance and tax compliance friction for appointed agencies.
Compliance Stakeholders
Accountable for timely, accurate jurisdictional reporting and audit readiness.

How it works
Simple three-step process to ensure compliance across your partner network.
1
Assess
Share program structure, state mix, and agency network info for a customized solution fit.
2
Onboard
Launch fully managed or empower agencieswith software - guided by a customer success manager.
3
Operate
Run, track, and report with full transparency; utilize ongoing compliance support and continuous enhancements.
Key Benefits for E&S Carriers
Transform your compliance operations and enhance carrier-agency relationships
Accelerate new program rollouts
Pull compliance friction out of onboarding and distribution, letting MGAs/agencies launch faster in new states.
Mitigate regulatory risk
Consistent, multi-state compliance for all partners -supported by transparent documentation and timely filings.
Elevate partner experience
Reduce support overhead by giving agencies direct access to expert-vetted tax engines and support.
Audit-ready confidence
Automated documentation, payment history, and jurisdictional reporting for every agency.
Feature Highlights
Comprehensive tools and capabilities designed for surplus lines compliance.
50-state rule tracking and updates
Comprehensive coverage across all jurisdictions.
Multi-agency support
Your MGAs can centralize filing and reporting for downstream retail agencies.
Payment orchestration
Prepare tax calculations in advance for accounts payable teams or let us handle tax payments entirely.
Secure policy data ingestion
Manually via the web-based portal, CSV or API connection.
Granular reporting and export
Audit-ready files and payment history, easy to export transactions and reports.
Enterprise-grade security
We're SOC 2 certified and provide secure Single Sign-On options for our partners.
Trusted by industry leaders
See how MGAs and brokers are transforming their compliance operations.
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InsCipher's team was incredibly responsive, promptly addressing our questions and providing thorough support in training our business units. Their platform has already streamlined our processes, saving us time and reducing the complexity of compliance.
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Before we started using the InsCipher surplus lines management system, I was always worried that there was some surplus lines report or payment I was forgetting - not anymore. I sleep much better knowing InsCipher is tracking these things for me.

InsCipher has been a critical partner in helping us navigate the historically paper-driven surplus lines tax filing process. InsCipher provides an intuitive, tech-enabled platform for agencies/MGAs who are primarily digital, and focused on back-end workflow improvements.


InsCipher's team was incredibly responsive, promptly addressing our questions and providing thorough support in training our business units. Their platform has already streamlined our processes, saving us time and reducing the complexity of compliance.


What used to take us hours and consistent back and forth with various states is now a simple monthly reporting task. The team is friendly, knowledgeable and very easy to work with.

From our Account Executive Alicen Condie and her excellent communication and demonstration of InsCipher to Jacky McGreal, our Implementation Specialist who committed to get us live in under 1 month, our experience was simply stellar!


Frequently asked questions
Everything you need to know about implementing surplus lines compliance automation.
We combine technology with years of surplus lines expertise. Our APIs, software, and outsourced services integrate directly into your workflows and are maintained by a dedicated compliance team updating thousands of variables monthly, supported by a team of 30+ software engineers and product designers.
We aim to get our clients up and running between 2 and 6 weeks depending on your current level of complexity and access to historical data.
We can only estimate price after you provide us with details like your policy volumes and states where you do business. We can then advise on a relevant solution and applicable pricing. Contact our team to start this process.
We offer a range of pre-built integrations with popular systems like AMS360 and Instanda. We can also help you build a custom solution in case an integration is not currently available. You can explore technical information in our developer hub.
Talk to our team to learn more
See how we've helped carriers improve compliance across their partner network. Talk to our team to get started.

