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Here's how we
can help you

From fully managed services to powerful APls, we have the right surplus lines tax solution for your business needs.

Full-service

InsCipher Filing Service

Fully-outsourced surplus lines tax filing, reporting & payments in all 50 states.

Submit policy data to InsCipher, and we handle everything else - from compliance checks to state filing and tax payments.
Key features:
  • Submit via online portal or system integration

  • Automated compliance-checked reviews for completeness & accuracy

  • Quality control review compliance review by our tax team

  • Accurate and on-time filing of all necessary reports, including zero reports.

  • InsCipher pays all surplus lines taxes on your behalf

  • State issue resolution handled by our team

  • Pay one monthly invoice covering all your taxes and fees across all states

Self-Service

InsCipher Connect®

Supercharge your existing E&S tax team with surplus lines filing software.

Our Connect platform provides tools and automation to help your team file surplus lines taxes 3-4x faster, while maintaining accuracy.
Key features:
  • Submit via online portal or system integration

  • Automated compliance checks for completeness & accuracy, and correct tax amounts

  • Auto-generated customized filing calendar

  • Automatic surplus lines tax form generation (including OPTins)

  • E-file tools for batch submissions to state portals

  • Payment amounts prepared for accounts payable approval

Our APIs

API

Tax Calculator API

Integrate accurate E&S tax rates in directly into your systems.

Seamless surplus lines tax calculation with live rates sent directly to your rating, quote/bind, or AMS.
Key features:
  • Live E&S tax rates for all 50 states, DC, Puerto Rico. And even Kentucky Municipal Tax!

  • API-accessible state reporting documents and templates

  • Instant access to required state disclosure and stamp wording

  • Direct integration of tax rates into existing quote/bind systems

API

Dilligent Forms API

Instantly populate diligent search documentation for all states and territories that require them.

Store carrier declination information, auto-populate diligent effort forms, and pre-fill state-specific affidavits.
Key features:
  • Store carrier declination information

  • Auto-populate diligent effort forms

  • Pre-fill state-specific affidavits

  • Up-to-date Surplus Lines Tax documents, forms & affidavits

  • Integrates with AMS, quote/bind systems, and websites

  • Saves hours of administrative tasks per week

  • Eliminates email chains with DocuSign integration (coming soon)

  • Securely stores insured information for quick documentation

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Not sure which solution is right for you?

Our team can help you choose the best approach based on your current workflow, team size, and business requirements.