Full-service

InsCipher Filing Service

Fully-outsourced surplus lines tax filing, reporting & payments in all 50 states.

Submit policy data to InsCipher, and we handle everything else - from compliance checks to state filing and tax payments.
Key features:
  • Submit via online portal or system integration

  • Automated compliance-checked reviews for completeness & accuracy

  • Quality control review compliance review by our tax team

  • Accurate and on-time filing of all necessary reports, including zero reports.

  • InsCipher pays all surplus lines taxes on your behalf

  • State issue resolution handled by our team

  • Pay one monthly invoice covering all your taxes and fees across all states

Self-Service

InsCipher Connect®

Supercharge your existing E&S tax team with surplus lines filing software.

Our Connect platform provides tools and automation to help your team file surplus lines taxes 3-4x faster, while maintaining accuracy.
Key features:
  • Submit via online portal or system integration

  • Automated compliance checks for completeness & accuracy, and correct tax amounts

  • Auto-generated customized filing calendar

  • Automatic surplus lines tax form generation (including OPTins)

  • E-file tools for batch submissions to state portals

  • Payment amounts prepared for accounts payable approval

Our APIs

Easily connect InsCipher APIs to your agency management, quote, bind, and rating systems. Explore all available API endpoints in our developer hub.
API

Tax Calculator API

Integrate accurate E&S tax rates directly into your systems.

Seamless surplus lines tax calculation with live rates sent directly to your rating, quote/bind, or AMS.
Key features:
  • Live E&S tax rates for all 50 states, DC, Puerto Rico. And even Kentucky Municipal Tax!

  • API-accessible state reporting documents and templates

  • Instant access to required state disclosure and stamp wording

  • Direct integration of tax rates into existing quote/bind systems

API

Dilligent Forms API

Instantly populate diligent search documentation for all states and territories that require them.

Store carrier declination information, auto-populate diligent effort forms, and pre-fill state-specific affidavits.
Key features:
  • Store carrier declination information

  • Auto-populate diligent effort forms

  • Pre-fill state-specific affidavits

  • Up-to-date Surplus Lines Tax documents, forms & affidavits

  • Integrates with AMS, quote/bind systems, and websites

  • Saves hours of administrative tasks per week

  • Eliminates email chains with DocuSign integration (coming soon)

  • Securely stores insured information for quick documentation

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Not sure which solution is right for you?

Our team can help you choose the best approach based on your current workflow, team size, and business requirements.