Our Data, Our Take: The E&S Market in 2026

InsCipher's platform processes E&S transactions across all 50 states. Here's a snapshot of what we're seeing over the past twelve months.

Transactions       2.3M      +29.7% YoY

‍Total Premium     $24.72B   +12.7% YoY

‍Insured Count       1.3M      +30.1% YoY

‍Avg. Premium/Txn   $10.69K      −13.1% YoY      

Transaction volume is growing at nearly twice the rate of premium, indicating a market absorbing more risks, more lines, and more states than ever before.

The full picture is more nuanced, and there's significantly more data behind these numbers.

Our InsCipher Market Report analyzes state-level breakdowns, general market trends, and InsCipher portal data together. It takes a deep dive into where numbers have shifted and where the market is heading.

Interested? Request the report here.