White List (Insurance)

What is an Insurance White List?

 

Many states provide a list of approved or authorized surplus line carriers for that state; whereby, surplus line business can only be written through one of the carriers listed for exposures in those states. States determine if a carrier is approved or authorized by meeting certain financial criteria. So the ‘White List’ varies by state. A carrier can be approved in one state and not approved in another state or a carrier can be non-admitted in one state and admitted in another.

 

​