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State Payments

What is an State Payments?


Payments made to the states which includes any Surplus Lines Taxes, Stamping Fees, and other services charges. Amounts and/or percentage of SL Taxes, Stamping Fees, and Service Charges vary by state.


Understanding State Payments


Unlike an admitted carrier, non-admitted carriers are not backed by the state. They are not required to sell policies that adhere to the same standards as admitted carriers. However, non-admitted carriers are often still regulated by states they do business in.

Due to these less rigid standards, non-admitted carriers have more flexibility when designing coverage, selling policies, and writing risks. Companies that are struggling to find coverage in the admitted market often have more success in the non-admitted market.

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