top of page
Image by Zach Farmer

Policy Fee

What is an Policy Fee?


A one-time charge or flat per policy charge that does not change with the size of the policy.


Understanding Policy Fee


Unlike an admitted carrier, non-admitted carriers are not backed by the state. They are not required to sell policies that adhere to the same standards as admitted carriers. However, non-admitted carriers are often still regulated by states they do business in.

Due to these less rigid standards, non-admitted carriers have more flexibility when designing coverage, selling policies, and writing risks. Companies that are struggling to find coverage in the admitted market often have more success in the non-admitted market.

bottom of page