Articles & Resources

PDF Cipher: New Feature

It is our goal at InsCipher to continually improve our products and services. One of our newest updates is called PDF Cipher. The Current Problem

Fire Marshal Tax

What is a Fire Marshal Tax? A Fire Marshal Tax is a tax that is applied to specific lines of insurance business. It is typically

Zero Report Filings 

What is a Zero Report Filing? Each state requires insurance companies to submit a variety of reports on a regular basis. These reports help the

Annual Report Filing

What is an Annual Report Filing? Insurance companies must file reports summarizing surplus lines business done in a specific time frame. A common report required

InsCipher

What is InsCipher? InsCipher is a software and services company that automates surplus lines filing and reporting as well as insurance license management. InsCipher’s surplus

Surplus Lines Tax 

What is Surplus Lines Tax? Surplus Lines taxes are a state tax associated with surplus lines premiums. These taxes vary from state to state and

Surplus Lines Broker 

What is a Surplus Lines Broker? A surplus lines broker is an insurance intermediary who represents the insured rather than the insurer. A surplus lines